Service Area

Custom Home Builder in Palm Coast, FL

Serving Palm Coast — Free estimates, written quotes, no obligation.

Building Custom Homes in Palm Coast, FL

Just a short drive south of St. Augustine down I-95, Palm Coast is one of Northeast Florida's most distinctive places to build — a sprawling, master-planned city organized into lettered sections, from the L-Section of Matanzas Woods to the U and S Sections of Seminole Woods. Eric Fundora and our team at G.J. Gardner Homes St. Augustine know these neighborhoods well, and we'd love to help you plan and build a home here that fits your lot, your lifestyle and the way you want to live.

What building in Palm Coast actually involves

Palm Coast grew up differently from most Florida cities. Much of it was platted decades ago as a planned community, which means the lettered sections — Palm Harbor's C and F Sections, Pine Lakes in the W-Section, Belle Terre's P-Section, Cypress Knoll's E-Section and the K, Z and LL Sections of Quail Hollow — are laid out in long curving grids with generous, buildable lots. A lot of the existing housing stock dates from the 1980s through the 2000s, so we work with plenty of owners who want something newer, larger or better suited to how families live today.

Coastal Florida conditions shape how we design and build. Summer brings heavy afternoon storms and hurricane season, so wind-rated construction, proper roofing details and smart drainage matter more here than in most places. Much of Palm Coast sits on sandy soil with a high water table and a web of freshwater canals, which means grading, foundation choices and lot elevation deserve real attention early in the process. Closer to the Intracoastal and the coastline, salt air calls for finishes and materials that hold up over time. We take all of this into account from the first design conversation rather than discovering it halfway through.

There are practical realities too. Homes in Palm Coast are permitted through Flagler County and the City of Palm Coast, each with its own process and inspections, and knowing how those work keeps a project moving. Most of the lettered sections are not tied to strict homeowners associations, which gives you real freedom in your design — while gated communities like Grand Haven carry their own architectural guidelines. We help you understand which rules apply to your particular lot before plans are finalized.

Services we offer in Palm Coast

  • Custom Homes — Collaborate with our designers to shape a home around your vision, your lot and the way your family lives in it.
  • First Homes — Friendly guidance for first-time buyers, from understanding your options to exploring available home-buyer grants.
  • House and Land Packages — Pair one of our home designs with a block of land, a convenient path if you're still choosing where in Palm Coast to settle.
  • Knock Down Rebuild — Love your section but not your house? We can rebuild on your existing lot so you stay in the neighborhood you already enjoy.
  • Dual Living Homes — Practical, flexible designs that put two living spaces under one roof, ideal for multigenerational families.
  • Split Level Homes — Thoughtful solutions that make the most of a sloped or uneven lot.
  • Custom Home Building — Quality construction throughout, with careful attention to every detail of your finished home.

Local, reliable, and nearby

Being based in St. Augustine keeps us close enough to be genuinely present in Palm Coast — meeting you on-site, walking your lot and staying hands-on through each phase of construction. We know the landmarks that anchor daily life here, from Central Park in Town Center and European Village to AdventHealth Palm Coast, James F. Holland Memorial Park and the greens at Palm Harbor Golf Club, and we understand how neighborhoods like Indian Trails in the B-Section, Lehigh Woods in the R-Section and the gated community of Grand Haven each have their own character. Whether you're building in the 32137, 32164, 32135, 32142 or 32143 ZIP codes, you'll work directly with Eric Fundora and a team that listens, offers honest advice and keeps you informed every step of the way.

If you're thinking about building, rebuilding or buying your first home in Palm Coast, we'd be glad to talk it through. Call us at (904) 906-5136 to start the conversation — local expertise with a personal touch, right here in Flagler County.

Who to call in Palm Coast

Who builds custom homes in Palm Coast, FL?

G.J. Gardner Homes St. Augustine builds custom homes across Palm Coast, working with Eric Fundora and our designers to plan a house that suits your lot, from the lettered sections to gated areas like Grand Haven. Call (904) 906-5136.

Custom Home Builder →

Who can help me build my first home in Palm Coast?

G.J. Gardner Homes St. Augustine guides first-time buyers through building in Palm Coast, helping you weigh your options and look into available home-buyer grants. We're happy to walk you through it at (904) 906-5136.

First Homes →

Who offers house and land packages in Palm Coast?

G.J. Gardner Homes St. Augustine offers house and land packages that pair a building lot with a home design, a straightforward route if you're still picking a section in Palm Coast like Pine Lakes or Belle Terre. Call (904) 906-5136.

House And Land Packages →

Can someone tear down and rebuild my house in Palm Coast, FL?

G.J. Gardner Homes St. Augustine handles knock down rebuild projects in Palm Coast, replacing an older home on your existing lot so you stay in the neighborhood you already know. Talk it through at (904) 906-5136.

Knock Down Rebuild →

Who can build a split level home on a sloped lot in Palm Coast?

G.J. Gardner Homes St. Augustine designs split level homes suited to uneven or sloping lots in Palm Coast, planning the layout around the grade of your land. Reach us at (904) 906-5136.

Split Level Homes →

Where we work in Palm Coast

Neighborhoods

Matanzas Woods (L-Section) · Indian Trails (B-Section) · Palm Harbor (C & F Sections) · Pine Lakes (W-Section) · Belle Terre (P-Section) · Lehigh Woods (R-Section) · Cypress Knoll (E-Section) · Quail Hollow (K, Z & LL Sections) · Seminole Woods (U & S Sections) · Grand Haven

ZIP codes

32137 · 32164 · 32135 · 32142 · 32143

Landmarks we work near

AdventHealth Palm Coast (formerly Florida Hospital Flagler) · Central Park in Town Center · Flagler Palm Coast High School · European Village · James F. Holland Memorial Park · Palm Harbor Golf Club

Not on the list? G.J. Gardner Homes St. Augustine covers all of Palm Coast and the surrounding area — call (904) 906-5136 and we'll confirm in a minute.

FAQ

Questions, answered

Straight answers about G.J. Gardner Homes St. Augustine. Don't see yours? Give us a call.

Call (904) 906-5136
Do you build in Palm Coast, or just around St. Augustine?

Yes, we build throughout Northeast Florida and Palm Coast is well within our service area. Since we're just up the road in St. Augustine, Eric Fundora and the team can get down to meet you on your lot or at a Palm Coast coffee shop without much travel time. Give us a call at (904) 906-5136 to set up a visit.

Will you handle the Palm Coast and Flagler County permits for my new home?

Absolutely. Building in Palm Coast means working through the City's building division and Flagler County requirements, and we manage that process for you, including things like tree removal permits and the wind-load and flood-zone documentation that come with building here. We keep you informed every step so you always know where your permit stands.

I'm in a Palm Coast HOA like Grand Haven or Palm Coast Plantation. Can you work within those architectural rules?

Yes. Many Palm Coast neighborhoods have architectural review boards with their own standards for elevations, materials and setbacks, and we tailor your custom design to meet those guidelines before submitting. We'll coordinate with your HOA's review process so your home gets approved smoothly and still reflects your own vision.

How do you deal with Palm Coast's sandy soil and coastal wind requirements?

Palm Coast's sandy, often low-lying lots and proximity to the coast call for proper site prep, foundation work and construction built to Florida's wind codes. We partner with skilled local craftsmen and use quality materials so your home is built to stand up to our hurricane season and the conditions specific to this part of Flagler County.

What Our Customers Say

5.0 average from 7 reviews on Google

  • Alex Lopez
    ★★★★★

    Eric, the owner of G.J. Gardner Homes in St. Augustine, is a great guy to work with. Professional, honest, easy to communicate with, and truly cares about the quality of his work and his customers. It’s always a pleasure working with another business owner who takes pride in what he does. Highly recommend Eric and his team to anyone looking to build a home in the St. Augustine area!

  • Anna Belcer
    ★★★★★

    Eric and his team were able to get my door installed within a week’s notice and did an amazing job! Highly recommend his company! I felt confident allowing him to come while I wasn’t home and they did so amazing!! :) Pricing was reasonable and the best i had been told for the job that needed to be done as well!!

  • jonathan franklin
    ★★★★★

    I spent the day with Eric helping me through all the steps of what I needed to get done for our custom plans and he already saved me from making some expensive mistakes. You can really tell that he's knowledgeable in all things general contracting and he's really serious about building us a home that lasts. I would say you can't go wrong with him as your GC for your custom house.

  • ryan king
    ★★★★★

    Professional in every respect! Eric and his team are first class, delivering state of the art homes. Highly recommend to anyone looking to build their forever home!

  • Jena Dennis
    ★★★★★

    Excellent service from very caring owner and staff. We enjoy working with them, and referring our customers to them for custom builds.

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Serving Palm Coast, FL — call today.

Free estimate, written quote, no obligation — and a straight answer about what your home in St. Augustine actually needs.

  • Fully Insured
  • DBPR License Number CRC 1329198
  • Serving Saint Augustine, St. Augustine Beach, Palm Coast, Nocatee
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